Understanding contracts and bills, calculating budgets, keeping track of finances, planning for financial security - these tasks call for a complex competence combining basic skills like reading, writing or calculating and knowledge on financial matters. Especially adults with poor basic skills are highly at risk of running into debts or fail to plan for their future.Therefore, governments undertake efforts to improve individual capacity, known as "financial literacy" enabling individuals to take responsibility for their financial affairs.
Efforts that increasingly include e-learning: As a follow up of the successful on-line literacy portal writeon.ie the Irish National Adult Literacy Agency (NALA) now commissioned the creation of an on-line learning portal to cover financial literacy.
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